Money..........

Not sure if you have seen this lately posted on the web.  It's the "52 Week Money Challenge".  Each week you are supposed to save the corresponding amount, ie....Week 1 = $1.00' Week 2 = $2.00.  At the end of the year, you should have saved $1378.00!!  Crazy right!!

So I wanted to be smart this year and really put the effort into saving as much money as I could.  Who doesn't, right?  Use this for emergencies or a vacation.  Maybe even use it to put towards a newer vehicle.  The possibilities are endless.

Because we are a 2 income household, I made a tweak to it based on our situation.  I decided to do the savings amount for each day of the month!!  I figured I would stick with 30 days each month instead of going right to 31 in some months.  This is going to allow me to save $465.00 a month.  Do this for the whole 12 months and that's $5580.00 in one year!!!

Now not everyone can do the challenge my way.  We don't all make the same money, some have children, some don't, some have pets, etc.... I recommend using a savings account that is in now way attached to your regular everyday bank account.

I personally use Tangerine, formally known as ING.  With this account, I am able to preset my transfers, which I have set to do every 7 days with the last transfer adding in the 29th and 30th day.  Here is a link if you are interested.

http://www.tangerine.ca/en/index.html

Use my Orange Key as a referral!!  You'll receive a $25.00 bonus for using it!  #14356299S1

PLEASE NOTE:  This is not an advertisement, it's just what works for me.

To all my friends and family who read this, I challenge you to set up a similar savings challenge set to what your household is able to manage for savings.  You can stick with the one already set up in the chart or figure out your own unique one.  Either way works because in the end you will be making the effort to save!

Good luck and keep me posted on your progress!!!